Because many people haven't planned properly, many people overspend or buy things they don't want, don't need, or will never use. This is your hard-earned money and valuable time; don't you think it's worth a few minutes of preparation? Yes, it is. So, before you go shopping, make sure you're ready. Examine what you already have in your closet, cupboards, home, or garage, and make a list of the 'gaps' and needs that this item will fill. Make sure they're genuine needs rather than frivolous desires (there's a big difference). Finally, remember to take that list with you when you go shopping!

Sangeeth S Nath

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