A doctor of medicine or osteopathy, podiatrist, dentist, chiropractor, clinical psychologist, optometrist, nurse practitioner, nurse-midwife, or clinical social worker who is authorised to practise by the State and performing within the scope of their practise as defined by State law, or a Christian Science practitioner are all considered "health care providers." Any provider from whom the University or the employee's group health plan will accept medical certification to substantiate a claim for benefits is considered a health care provider. A healthcare provider is a person or business that provides you with medical care. To put it another way, your healthcare practitioner looks after you. The word "healthcare provider" is frequently used interchangeably with "health insurance plan," however health insurance is not the same as health care. If the treatment is covered and you've satisfied your cost-sharing responsibilities, your health insurance plan will reimburse your healthcare provider for the services they deliver to you. The payer is your health insurance or health plan, while the provider is the company that actually treats your medical problem.

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